Plain-English explainers on commercial asset finance, from the team at Budget Finance.
Can you get equipment finance with a new ABN? Yes, with the right approach. Here’s what lenders want to see and how a broker finds the fit.
Read the guide →The score killers, why your personal file matters even for business lending, and the steps that move the number.
Read the guide →What a chattel mortgage is, how it works, and when it suits a business buying a truck, machine or vehicle.
Read the guide →Lower repayments now, one bigger payment at the end — with a real $100k example comparing both ways.
Read the guide →What we need from you, how private sales work, and how to find out your borrowing power for free.
Read the guide →Buying through the business or as an individual — what each path needs, and how private sales work.
Read the guide →What we need from you, how private sales work, and how to find out your borrowing power for free.
Read the guide →The car cost limit, the GST trap, and luxury car tax explained in plain English before you sign anything.
Read the guide →How each is assessed, why equity release is often the easier and cheaper option, and how to pick the right one.
Read the guide →What lenders actually look for, why one late repayment matters so much, and how to get finance-ready.
Read the guide →Why applying around damages your score, and how a broker can check your options without touching your file.
Read the guide →How lenders define “established,” the continuation trick sole traders miss, and why business age shapes your options.
Read the guide →Why you have more than one score, where scores start and end, and how personal and business credit feed each other.
Read the guide →Why the lowest advertised rate isn’t always the cheapest deal — and what to compare before you sign at the dealership.
Read the guide →40+ lenders vs your bank’s one product, the lenders you can’t reach directly, and what a broker does after settlement.
Read the guide →What rent-to-own pricing actually costs next to finance, and the cheaper way in if you assumed you wouldn’t qualify.
Read the guide →The honest pros and cons of hire vs buy for trucks, trailers and earthmoving gear — and the math that decides it.
Read the guide →