Plain-English explainers on commercial asset finance, from the team at Budget Finance.
Under 12 months trading? What lenders take instead of history, and which assets are easier to finance first.
Read the guide →Buy-now-pay-later sign-ups, payday enquiries and ‘see what you can borrow’ tools. What hurts your score, and how to lift it.
Read the guide →How most businesses finance trucks and machinery, who owns the asset, and how it compares with a lease.
Read the guide →Lower repayments now, one lump sum at the end. A real $100,000 example shows the true cost.
Read the guide →A licence, an ABN and a rough idea of the truck. Private sales handled for you.
Read the guide →Business or personal, the short list of what lenders want, and how we handle private sales for you.
Read the guide →A licence, your ABN, and a rough idea of what you’re buying. That’s enough to find your borrowing power.
Read the guide →Capped GST credit going in, full GST when you sell. The three rules to know before you sign.
Read the guide →Three ways to raise business cash, why your truck’s equity is often cheapest, and the trap to avoid.
Read the guide →What lenders look for in your statements, why one late repayment hurts for two years, and how to stay clean.
Read the guide →Every application can cost 30+ points. How we compare 40+ lenders with one application, not three.
Read the guide →Two years of uninterrupted ABN and GST is the usual line. How sole-trader history can make you older on paper.
Read the guide →Equifax, Experian and illion each score you differently. Why it matters, and why buy-now-pay-later hurts.
Read the guide →A 7.3% dealer rate came out closer to 9% once fees were added. What to compare before you sign.
Read the guide →Your bank has one product, and some lenders only deal through brokers. What comparing 40+ gets you.
Read the guide →Rent-to-own looks easy until you add up the rent. Why finance often costs a third, and you own it.
Read the guide →A trailer hired at $6,600 a month, financed at $2,200. When renting makes sense, and when it doesn’t.
Read the guide →